Annuities
Proactive Life Planning
Secure Your Retirement with the Right
Annuity Plan.
Don't leave your financial future to chance. Having the right annuity is crucial for ensuring a stable and predictable income during retirement. Annuities can provide peace of mind by guaranteeing you won’t outlive your savings, allowing you to enjoy life without worrying about your finances.
Robert C.
⭐⭐⭐⭐⭐
David was recommended by a mutual friend. I had multiple 401K accounts from previous jobs I had worked at. David explained to me that consolidated these accounts would be best for me as the accounts I currently had were not being managed correctly and I was losing money when the stock market would take a hit. He did an amazing job sort out my unique and complex situation. He was patient and knowledgeable, and got everything organized and on track. He recommended a retirement plan that was clear and easy to understand, and more importantly it would make me money without losing money when the stock market takes a hit, which made me excited to know, my money is protected and my retirement is protected. I recommend David at Proactive Life Planning for all your retirement needs!
Happy Customers
More than clients taken care of!
Annuities
Proactive Life Planning
Secure Your Retirement with the Right
Annuity Plan.
Don't leave your financial future to chance. Having the right annuity is crucial for ensuring a stable and predictable income during retirement. Annuities can provide peace of mind by guaranteeing you won’t outlive your savings, allowing you to enjoy life without worrying about your finances.
About Us
Helping You To
Manage Your Annuity Needs!
David Rutola
David Rutola
NPN: 20202399
About Us
Helping You To
Manage Your Annuity Needs!
David Rutola
David Rutola
20202399
Everything You Need To Know
About Annuities At A Glance
What is an Annuity?
An annuity is a financial product that provides a steady income stream during retirement. It allows you to convert your savings into reliable payments for life or a set period, helping to secure your financial future. Get expert guidance to choose the right annuity for your needs.
Important Details
Annuities come in different types, such as Fixed, Variable, and Indexed, each with unique benefits. Whether you're looking for guaranteed returns or growth potential linked to the market, there’s an annuity to suit your financial goals. Protect your future by selecting the right plan today.
Everything You Need To Know
About Annuities
At A Glance
Important Details
Annuities come in different types, such as Fixed, Variable, and Indexed, each with unique benefits. Whether you're looking for guaranteed returns or growth potential linked to the market, there’s an annuity to suit your financial goals. Protect your future by selecting the right plan today.
What is an Annuity?
An annuity is a financial product that provides a steady income stream during retirement. It allows you to convert your savings into reliable payments for life or a set period, helping to secure your financial future. Get expert guidance to choose the right annuity for your needs.
Reviews
Real-Life Testimonials
From Satisfied Clients
Robert C.
David was recommended by a mutual friend. I had multiple 401K accounts from previous jobs I had worked at. David explained to me that consolidated these accounts would be best for me as the accounts I currently had were not being managed correctly and I was losing money when the stock market would take a hit. He did an amazing job sort out my unique and complex situation. He was patient and knowledgeable, and got everything organized and on track. He recommended a retirement plan that was clear and easy to understand, and more importantly it would make me money without losing money when the stock market takes a hit, which made me excited to know, my money is protected and my retirement is protected. I recommend David at Proactive Life Planning for all your retirement needs!
Rosemary R.
I went with another company and purchased what I thought was an Annuity for life payouts. What was promised was not what I got. I explained how JD Mellberg employee Clifton Roberts was stopping my monthly life payments, because they never activated the rider to make it a life payout. He has reviewed their policy and explained to me what was not done, but they charged over $70,000 in fees! I cannot thank him enough for all the time he has spent clarifying and reviewing and given me hope that I can still purchase a lifetime annuity, it is not too late! I highly recommend Proactive Life Planning, and wish I had started with them first!
Marcus L.
I have always thought about getting life insurance in the past and knew I needed it but thought it would be a hassle, expensive, and time consuming so I left it on the back burner. I am glad I didn’t wait any longer because it was exactly the opposite, and I learned about the many options I had. After explaining everything thoroughly, David Rutola put together a plan to protect my family and future which has granted me a great sense of relief and optimism. My advice to everyone is don’t wait until it is too late, family is everything.
Reviews
Real-Life Testimonials
From Satisfied Clients
Robert C.
"David was recommended by a mutual friend. I had multiple 401K accounts from previous jobs I had worked at. David explained to me that consolidated these accounts would be best for me as the accounts I currently had were not being managed correctly and I was losing money when the stock market would take a hit. He did an amazing job sort out my unique and complex situation. He was patient and knowledgeable, and got everything organized and on track. He recommended a retirement plan that was clear and easy to understand, and more importantly it would make me money without losing money when the stock market takes a hit, which made me excited to know, my money is protected and my retirement is protected. I recommend David at Proactive Life Planning for all your retirement needs!"
Rosemary R.
"I went with another company and purchased what I thought was an Annuity for life payouts. What was promised was not what I got. I explained how JD Mellberg employee Clifton Roberts was stopping my monthly life payments, because they never activated the rider to make it a life payout. He has reviewed their policy and explained to me what was not done, but they charged over $70,000 in fees! I cannot thank him enough for all the time he has spent clarifying and reviewing and given me hope that I can still purchase a lifetime annuity, it is not too late! I highly recommend Proactive Life Planning, and wish I had started with them first!"
Marcus L.
"I have always thought about getting life insurance in the past and knew I needed it but thought it would be a hassle, expensive, and time consuming so I left it on the back burner. I am glad I didn’t wait any longer because it was exactly the opposite, and I learned about the many options I had. After explaining everything thoroughly, David Rutola put together a plan to protect my family and future which has granted me a great sense of relief and optimism. My advice to everyone is don’t wait until it is too late, family is everything."
More Info
Important Questions
What Type of Annuity is Right for Me?
There are several types of annuities, including fixed, variable, and indexed annuities. The best choice depends on your financial goals, risk tolerance, and the level of income predictability you prefer. Fixed annuities provide guaranteed payments, while variable and indexed annuities have returns that can vary based on market performance.
How Much Should I Invest in an Annuity?
The amount to invest in an annuity depends on your retirement goals, existing savings, and anticipated expenses. It’s essential to ensure your investment balances your need for growth and your need for guaranteed income during retirement.
Can I Customize My Annuity Plan?
Yes, annuities can be tailored to fit your needs. You can choose options like adding a death benefit, selecting a guaranteed payment period, or even setting up joint annuities for you and your spouse. Customization allows you to align your annuity with your retirement strategy.
What Happens If I Need Access to My Money Early?
Withdrawing funds from an annuity early may incur penalties, especially within the surrender period. However, many annuities offer options for penalty-free withdrawals under specific circumstances, such as severe illness or a percentage of the account value each year.
How do I Sign Up?
For personalized assistance, book an appointment with me. I’ll guide you through the different types of annuities, help determine the best fit for your retirement plan, and ensure you make an informed decision. Schedule your free consultation today to secure your financial future.
More Info
Important Questions
What Type of Annuity is Right for Me?
There are several types of annuities, including fixed, variable, and indexed annuities. The best choice depends on your financial goals, risk tolerance, and the level of income predictability you prefer. Fixed annuities provide guaranteed payments, while variable and indexed annuities have returns that can vary based on market performance.
How Much Should I Invest in an Annuity?
The amount to invest in an annuity depends on your retirement goals, existing savings, and anticipated expenses. It’s essential to ensure your investment balances your need for growth and your need for guaranteed income during retirement.
Can I Customize My Annuity Plan?
Yes, annuities can be tailored to fit your needs. You can choose options like adding a death benefit, selecting a guaranteed payment period, or even setting up joint annuities for you and your spouse. Customization allows you to align your annuity with your retirement strategy.
What Happens If I Need Access to My Money Early?
Withdrawing funds from an annuity early may incur penalties, especially within the surrender period. However, many annuities offer options for penalty-free withdrawals under specific circumstances, such as severe illness or a percentage of the account value each year.
How do I Sign Up?
For personalized assistance, book an appointment with me. I’ll guide you through the different types of annuities, help determine the best fit for your retirement plan, and ensure you make an informed decision. Schedule your free consultation today to secure your financial future.
Looking for a First-Class Annuity Consultant?
Looking for a First-Class Annuity Consultant?
Proactive Life Planning is committed to serving you at the highest level with all your Annuity needs.
National Producer Number: 20202399
Company
Directories
Legal
Proactive Life Planning is committed to serving you at the highest level with all your Annuity needs.
National Producer Number: 20202399
Company
Directories
Legal